New Digital Banking—Coming Soon! Digital Banking is currently unavailable while we finalize a new Digital Banking experience as part of our systems integration. We will email you after the new platform is live for you to explore the new features and functionality. In the meantime, visit our website to learn more about what to expect and how you can prepare for a smooth transition.
- Personal Accounts
- Account Access
- Financial Education & Wellness
- About Direct Financial
- Resources
Rates
Mortgage Rates
Mortgage Rates |
|||
Conventional |
Rate |
APR |
Points |
|---|---|---|---|
| 30 Year Fixed Rate | 5.750% | 5.804% | 0.000% |
| 15 Year Fixed Rate | 5.500% | 5.591% | 0.000% |
| 5/1 Non-Conforming ARM Primary Residence | 5.750% | 6.630% | 0.000% |
DPA |
Rate |
APR |
Points |
| 30 Year Fixed HOME Down Payment Assistance | 6.125% | 6.142% | 0.000% |
Loan Rates
| Term1 | APR*2 | Payment Per $1,000 | Alert Me | |
|---|---|---|---|---|
| Fixed | 24 months | 5.50% | $44.20 | |
| 36 months | 5.50% | $30.27 | ||
| 48 months | 5.55% | $23.34 | ||
| 60 months | 5.60% | $19.19 | ||
| 72 months | 5.99% | $16.61 | ||
| 84 months | 6.45%3 | $14.87 | ||
|
||||
Account Rates
| Minimum to Balance to Earn APY* | APY* | Alert Me |
|---|---|---|
| Average Balance of $1,000 - $49,999 | 1.81% | |
| Average Balance of $50,000 - $99,999 | 2.27% | |
| Average Balance $100,000 - $249,000 | 2.63% | |
| Average Balance of $250,000 - $499,000 | 3.14% | |
| Average Balance of $500,000 and above | 3.14% | |
| *APY: Annual Percentage Yield | ||
|
|
||